Having more than one car and two-wheeler will now have a single insurance policy. There is no need to take multiple policies for different vehicles. The Insurance Regulatory and Development Authority of India (IRDA) said on Wednesday that it will be like a floater policy of health insurance. This insurance cover will be given on an add-on basis. This will be added to the policy. Its objective is to increase the coverage of insurance in the country.
At the same time, the premium for motor insurance will also have to be paid less for driving safely and in a good manner. At the same time, a higher premium will have to be paid for breaking the rules or driving the vehicle wrongly. According to the new rules issued by IRDA on Wednesday, now the premium amount will be decided on the mode of driving. Both the rules have come into force immediately.
equipment for monitoring
The new rules are based on Telemax plans. These are fixed based on the usage of the vehicles and the behavior of the driver. For this, a small device will be required in the vehicles. It states that the more you drive, the higher the premium you will have to pay.
keep pace with changing needs
IRDA said that with the changing times, now the needs are also changing. In such a situation, insurance companies will also have to make changes based on technology, so that the challenges arising can be dealt with.
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