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Paytm, MobiKwik Stocks Surge Up to 7% on UPI MDR: Why Brokerages Expect a Revenue Boost
India’s new UPI Merchant Discount Rate (MDR) framework has triggered fresh optimism across fintech stocks, with payment companies coming into focus after the National Payments Corporation of India (NPCI) announced a 0.4% MDR on eligible merchant UPI transactions above ₹2,000.   The new framework will come into effect from October 15, 2026, and is expected to create a new monetisation opportunity for India’s digital-payment ecosystem. Importantly, the MDR will be paid by merc

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The effect of leadership in management changes
EFFECT OF LEADERSHIP

When change is imposed. clearly the most important determinant of "getting through the swamp", is the ability of leadership to...well, lead. The literature on the subject indicates that the nature of the change is secondary

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LATEST NEWS

UPI 0.4% MDR Explained: Will Payments Above ₹2,000 Cost You More From October 15? - Sep 16,2026

India’s digital payment ecosystem is set for a major change from October 15, 2026, with a new Merchant Discount Rate (MDR) framework applying to select high-value merchant transactions.   Under the new framework, a 0.4% MDR will apply to UPI payments above ₹2,000 made to eligible merchants, with the charge capped at ₹300 for transactions of ₹75,000 or more. However, the key point for consumers is that they will not have to pay this MDR. The government has clarified that merchants cannot pass the charge on to customers.   New UPI MDR Rules From October 15   The revised framework will primarily affect larger Person-to-Merchant (P2M) UPI transactions.   For eligible merchant payments:   Up to ₹2,000: Zero MDR Above ₹2,000: 0.4% MDR ₹75,000 and above: MDR capped at ₹300 per transaction P2P payments: Compl

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