The Reserve Bank of India may increase the repo rate by half a percent in the coming two monetary policy reviews. It may increase by 25 basis points in June and 25 basis points in August. The effort of the central bank is to reduce the rate of inflation, due to which it will have to take such a step.
SBI Chief Economist Soumyakanti Ghosh said in a report that after hitting 6.95 percent in March, it is likely to rise above 7 percent by September. During this, the good thing is that the government is continuously increasing investment. 10 lakh crores have been invested in the last two years.
The Repo rate is now 4 percent
The Repo rate is the rate at which banks borrow from the Reserve Bank. It is currently at 4 percent. He said that from April 2022 to March 2023, the rate of inflation could be 6.5 percent. With this, the interest of 10 years of government securities is currently 7.24 percent, which can go up to 7.75 percent by September.
Estimated growth of 10-11 percent in borrowings
Sougata Bhattacharya, Chief Economist, of Axis Bank, said that next year we can see 10-11 percent growth in lending. He says that with the increase in the repo rate, the net interest margin of the bank will also increase. With the rate of inflation going up, the Reserve Bank has no way but to increase the rates. Therefore, in the June monetary policy review, the repo rate may increase by 50 basis points.
Crude oil prices may remain near $90
He says that no one knows when crude oil prices will come down. But it is not going to go below $75 to $80 a barrel. However, it can remain above $ 90 per barrel in the coming time.
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