Now another new thing has been added to this scheme for the investors of the National Pension System (NPS). Before investing in them, it will be known how much risk is involved in them. NPS regulator Pension Fund Regulatory Development Authority (PFRDA) recently issued a circular in this regard. It said that NPS investments will now have to be risk-averse. This will make it easier for the customers to decide on investing. Based on this decision, it will help them to understand whether they will invest in various schemes of NPS or not. In this, 6 types of risks have to be mentioned. These include low risk, low to medium, medium, high to medium, high risk, and very high risk.
where to check risk
According to the circular, those who manage pension funds in number one and number two cities will have to disclose the risk. This includes Scheme A along with equity, corporate debt, and government securities. All risk matters will be available on the website of the pension fund concerned. The portfolio disclosure column will show the risks associated with all the schemes. It has to be shown on the 15th day of the last month of every quarter.
debt risk
The investment instrument will have a range from 0 to 12. In this, A credit value would mean zero. This means that the one with a zero rating would be the best investment instrument. Whereas the one with a rating of 12 will have the worst credit quality. That is, investing in it will have the highest risk. NPS Trust will review this risk profile every quarter. Corrections will have to be displayed on the website of Pension Fund. The information will also have to be given to the NPS Trust.
The new order will be applicable from July 15
The circular issued by PFRDA is to be implemented from July 15. This will apply to all existing schemes. Under this, the risk level of the schemes has to be stated on 31st March of every year. Along with this, the number of times the level of risk was changed during the year, will also have to be reported in it. Recently, NPS Trust has given another facility to the investors. Accordingly, you can get solutions to risk and investment-related problems through WhatsApp. For this, investors can send a message to 8588852130.
everyone can invest
Earlier this scheme was only for government servants. But now every Indian can invest in it. This scheme is also very helpful in saving on tax. This is the retirement plan of the government.
It was started by the Central Government on January 1, 2004. After the year 2009, it was also opened to the private sector.
After retirement, the employee can withdraw a part of the fund and the rest is received as regular income after retirement.
Investors will benefit from the decision
Actually, till now investing in any scheme of a mutual fund, the fund house had to inform about the risk associated with it. With this, before investing, investors got to know how much risk is or is not in that scheme. Because of this, now it has been implemented in NPS as well so that there is no risk on one's investment and he/she takes a wise investment decision. This will benefit the investors.
Also Read: Relief: One insurance for more than one vehicle, now concession in premium on good and safe driving
Sunil Chhetri Retires: Sunil Chhetri announced his retirement, and will play his last international football match against Kuwait on June 6.
Indian footballer Sunil Chhetri will play his last international match against Kuwait on June 6. This is a FIFA World Cup qualifying match. On this day he will say goodbye to
Apple released the first iOS Rapid Security Response, this update came for bug fixes and security
Apple has released a new rapid security update for iPhones running iOS 16. The latest software patches are called Rapid Security Responses, which are issued when the company finds a major bug or
Russia-Ukraine War: Belarus leader visits China amid tension in Ukraine
President Alexander Lukashenko of Belarus, a close ally of Russia, arrived in Beijing on Tuesday on a state visit to monitor China's response to Moscow's invasion of Ukraine. China claims neutrality
Gyanvapi Survey: ASI team reached the Gyanvapi campus for investigation on the seventh day, the secret of the northern basement will be revealed?
The ASI team reached the campus on Thursday morning for an investigation into the Gyanvapi campus. The 42 experts included in the survey team will examine the marked places by dividing them into four
Vande Bharat: Tata group is engaged in making the journey of Vande Bharat trains memorable, this facility will be available from September
Tata Group, one of the country's most trusted companies, is set to invest Rs 3000 crore in research and development by 2026. According to a senior group official, from September 2022, the Tata Group's
'Direct Chief Minister' program started to listen to public complaints, CM Mamta will listen to people's complaints
Bengal Chief Minister Mamata Banerjee started a new program called 'Side Chief Minister' on Thursday just before the Panchayat elections on the lines of Didi Ke Bolo to listen to the grievances of the
Mumbai Weather: 'Red Alert', schools and universities closed due to heavy rains in Mumbai; exams postponed
Mumbai Weather Today: It is raining continuously in Mumbai. Which is affecting the lives of the people. At the same time, after heavy rains throughout the day, Mumbai on Wednesday recorded the highest
Ram Mandir: Modi's three-decade-old pledge will be fulfilled... the pledge was taken after seeing Ram Lalla in Janmabhoomi in the year 1992
Prime Minister Narendra Modi's three-decade-old vow will also be fulfilled with the consecration of Ram Lalla in the grand temple on January 22. On this day, Modi will have the first darshan of Ram
'Ravan with Vibhishana...', why did this actor refuse to work in Ranbir Kapoor's Ramayana?
Ranbir Kapoor and Sai Pallavi's film 'Ramayana' is the most awaited film of 2026. Fans are very eager to see how Ranbir, who has played many challenging characters from chocolate boy to mute, portrays
Ranya Rao Case: Ranya Rao confessed her crime! Apart from Dubai, she traveled to these countries.
Recently, Karnataka actress Ranya Rao was arrested at Bengaluru airport in the gold smuggling case. In this case, Ranya has now confessed her crime in a statement given to the Directorate of Revenue
