Now another new thing has been added to this scheme for the investors of the National Pension System (NPS). Before investing in them, it will be known how much risk is involved in them. NPS regulator Pension Fund Regulatory Development Authority (PFRDA) recently issued a circular in this regard. It said that NPS investments will now have to be risk-averse. This will make it easier for the customers to decide on investing. Based on this decision, it will help them to understand whether they will invest in various schemes of NPS or not. In this, 6 types of risks have to be mentioned. These include low risk, low to medium, medium, high to medium, high risk, and very high risk.
where to check risk
According to the circular, those who manage pension funds in number one and number two cities will have to disclose the risk. This includes Scheme A along with equity, corporate debt, and government securities. All risk matters will be available on the website of the pension fund concerned. The portfolio disclosure column will show the risks associated with all the schemes. It has to be shown on the 15th day of the last month of every quarter.
debt risk
The investment instrument will have a range from 0 to 12. In this, A credit value would mean zero. This means that the one with a zero rating would be the best investment instrument. Whereas the one with a rating of 12 will have the worst credit quality. That is, investing in it will have the highest risk. NPS Trust will review this risk profile every quarter. Corrections will have to be displayed on the website of Pension Fund. The information will also have to be given to the NPS Trust.
The new order will be applicable from July 15
The circular issued by PFRDA is to be implemented from July 15. This will apply to all existing schemes. Under this, the risk level of the schemes has to be stated on 31st March of every year. Along with this, the number of times the level of risk was changed during the year, will also have to be reported in it. Recently, NPS Trust has given another facility to the investors. Accordingly, you can get solutions to risk and investment-related problems through WhatsApp. For this, investors can send a message to 8588852130.
everyone can invest
Earlier this scheme was only for government servants. But now every Indian can invest in it. This scheme is also very helpful in saving on tax. This is the retirement plan of the government.
It was started by the Central Government on January 1, 2004. After the year 2009, it was also opened to the private sector.
After retirement, the employee can withdraw a part of the fund and the rest is received as regular income after retirement.
Investors will benefit from the decision
Actually, till now investing in any scheme of a mutual fund, the fund house had to inform about the risk associated with it. With this, before investing, investors got to know how much risk is or is not in that scheme. Because of this, now it has been implemented in NPS as well so that there is no risk on one's investment and he/she takes a wise investment decision. This will benefit the investors.
Also Read: Relief: One insurance for more than one vehicle, now concession in premium on good and safe driving
Vehicle Prices: Vehicle prices may increase, investment will be made in meeting emission norms
The prices of passenger and commercial vehicles are expected to increase in the coming times. Automobile companies are planning to invest heavily to meet the stricter emission norms. This norm is to
Agnipath Scheme: Walkout of Opposition MPs from the Parliamentary Committee on Defense alleging 'Discussion on Agnipath Scheme was not allowed'
Defense Parliamentary Committee Meeting: There was a big uproar in the meeting of the Parliamentary Committee related to Defense today. According to sources, during the meeting, the displeasure of the
After Srilanka-Pakistan, why has the economy of Bangladesh become crispy now?
Tens of thousands of people are taking to the streets in Dhaka to protest against the Bangladeshi government and to demand the resignation of Prime Minister Sheikh Hasina. The protesters have demanded
T20 World Cup: India became the second country to make this record after England; also won the eighth consecutive match in T20
The winning streak of the Indian team continues in the T20 World Cup 2024. Team India defeated Afghanistan by 47 runs on Thursday. This was Team India's fourth win in this edition. On Thursday,
Gadar 2: Director Anil Sharma's reaction on Seema Haider and Sachin's love beyond borders, said- The border should be removed
Gadar 2 Director Anil Sharma Talks About Seema Haider- Sachin Meena: Sunny Deol and Ameesha Patel's film Gadar 2 is about to release in a few days. The team of the film is busy promoting these days.
Yogi government also opposed Ashish Mishra's bail in Supreme Court, also gave reason
The UP government has opposed in the Supreme Court the bail of Ashish Mishra, accused of crushing farmers with a car in Lakhimpur Kheri. The state government termed the Lakhimpur Kheri violence in the
Russia Luna-25: Shocked by the crash of Luna-25 mission, Russia's top cosmologist hospitalized
Russia's hopes of landing on the moon's surface after nearly half a century were shattered when its lunar mission Luna-25 crashed. Russian space scientists have suffered a major setback due to the
Kashmir Toolkit: Pakistan's nefarious toolkit came to the fore on the third anniversary of the abrogation of Article 370
The nefarious designs of Pakistan have come to the fore once again. Even after repeatedly talking about Kashmir, he is not ready to improve. Now on the occasion of the completion of three years of the
Quiet Hiring: Companies doing recruitment quietly amid layoffs, a trend started in many places in 2022
The corporate world has seen several trends in the recent past which have grabbed a lot of headlines. These include trends like 'resigning in large numbers', 'quitting jobs quietly', 'working in
Yodha OTT Release: Make weekend plans, Siddharth Malhotra's 'Yodha' streamed on OTT, know the details
Siddharth Malhotra's film Yodha (Yodha OTT Release) has now been released on OTT after theatres. Keeping in view the weekend, the film has been streamed on Friday.
