Now another new thing has been added to this scheme for the investors of the National Pension System (NPS). Before investing in them, it will be known how much risk is involved in them. NPS regulator Pension Fund Regulatory Development Authority (PFRDA) recently issued a circular in this regard. It said that NPS investments will now have to be risk-averse. This will make it easier for the customers to decide on investing. Based on this decision, it will help them to understand whether they will invest in various schemes of NPS or not. In this, 6 types of risks have to be mentioned. These include low risk, low to medium, medium, high to medium, high risk, and very high risk.
where to check risk
According to the circular, those who manage pension funds in number one and number two cities will have to disclose the risk. This includes Scheme A along with equity, corporate debt, and government securities. All risk matters will be available on the website of the pension fund concerned. The portfolio disclosure column will show the risks associated with all the schemes. It has to be shown on the 15th day of the last month of every quarter.
debt risk
The investment instrument will have a range from 0 to 12. In this, A credit value would mean zero. This means that the one with a zero rating would be the best investment instrument. Whereas the one with a rating of 12 will have the worst credit quality. That is, investing in it will have the highest risk. NPS Trust will review this risk profile every quarter. Corrections will have to be displayed on the website of Pension Fund. The information will also have to be given to the NPS Trust.
The new order will be applicable from July 15
The circular issued by PFRDA is to be implemented from July 15. This will apply to all existing schemes. Under this, the risk level of the schemes has to be stated on 31st March of every year. Along with this, the number of times the level of risk was changed during the year, will also have to be reported in it. Recently, NPS Trust has given another facility to the investors. Accordingly, you can get solutions to risk and investment-related problems through WhatsApp. For this, investors can send a message to 8588852130.
everyone can invest
Earlier this scheme was only for government servants. But now every Indian can invest in it. This scheme is also very helpful in saving on tax. This is the retirement plan of the government.
It was started by the Central Government on January 1, 2004. After the year 2009, it was also opened to the private sector.
After retirement, the employee can withdraw a part of the fund and the rest is received as regular income after retirement.
Investors will benefit from the decision
Actually, till now investing in any scheme of a mutual fund, the fund house had to inform about the risk associated with it. With this, before investing, investors got to know how much risk is or is not in that scheme. Because of this, now it has been implemented in NPS as well so that there is no risk on one's investment and he/she takes a wise investment decision. This will benefit the investors.
Also Read: Relief: One insurance for more than one vehicle, now concession in premium on good and safe driving
SCO Summit: Three superpowers on one platform; PM Modi, Putin, and Jinping seen together, the world saw the most powerful picture
A very powerful picture emerged from the platform of the Shanghai Cooperation Organization (SCO) on Monday. On one hand, this picture showed the mirror to America's arbitrary tariff attitude, and on
Hardik-Natasha: Amidst rumors of divorce with Hardik, Natasha left Mumbai with her son, spotted at the airport
Speculations about the divorce of Natasha Stankovic and her husband Hardik Pandya are constantly in the media. There are constant speculations on social media that everything is not going well between
Covid-19 in India: 2 people died in two days in the country; Active patients increased rapidly in these states including Maharashtra
Corona cases have started increasing once again in the country. After Kerala, Karnataka, now there is a continuous increase in Covid cases in Maharashtra. Even cases of death have been reported in
IND vs SA: India did not lose the T20 series in South Africa, Surya's army faces a tough challenge; Know the record
The Indian cricket team was welcomed traditionally on its arrival in South Africa. India has to start its campaign with the first T20 match of three matches on 10th December. This is the format of
Jailer Box Office Day 6: The charm of Rajinikanth's 'Jailer' is not decreasing, earned so many crores in 6 days
Jailer Box Office Collection: Superstar Rajinikanth of South Cinema continues to be famous all over the country. Ever since the announcement of his film, the fans have been waiting for its release.
Himachal Pradesh: From Ram Mandir-Mahakal Lok to Indians stranded abroad in the poster war, what is the story of '60-8'
There is a tremendous poster war going on between the political parties in the Himachal Pradesh assembly elections. Even though the election is for the assembly, but 'national' and 'international'
Nepal's President refuses to approve citizenship bill, invites constitutional crisis
Nepal's President Bidya Devi Bhandari refused to ratify the Citizenship Bill. The decision has been taken by the President of Nepal despite a constitutionally bound provision to ratify the bill within
Kuwait: The Kuwait government will give compensation of Rs 12.5 lakh to the families of Mangaf fire victims, the amount will be received from the embassy
The Kuwaiti government will pay compensation of US $ 15,000 (Rs 12.5 lakh) to the families of the victims of the fire in the Mangaf area of the southern Ahmadi province. 50 people died in
Anil Sharma Interview: ...so that's why Anil Sharma made Gadar-2, also made big revelations about Sunny and Ameesha
Gadar-2 is also ready for release on August 11 in the era of franchise films. The film is a sequel to the 2001 film Gadar: Ek Prem Katha. Both films have been directed by Anil Sharma. Years ago, Anil
Madrasas running with government aid will not be closed in UP! Supreme Court stays Yogi government's order.
The Supreme Court has stayed the order of the Yogi government, in which instructions were issued to transfer non-Muslim students studying in unrecognized and government-aided madrasas to government
