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96% of merchants accepting UPI payments are exempt from MDR; what did the NPCI—the government body operating UPI—say?
The National Payments Corporation of India (NPCI) has clarified concerns surrounding the revised Merchant Discount Rate (MDR) framework for Unified Payments Interface (UPI), stating that the new rules will not make UPI transactions generally chargeable for consumers.   Under the revised framework, MDR of 0.4% will apply to specified person-to-merchant (P2M) UPI transactions above ₹2,000 from October 15, 2026. However, payments up to ₹2,000 will continue to remain free of MDR, while ge

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10 Things to Do When a Customer Rejects Your Work
Having a client tell you that he doesn't like your work can break your heart in two. Not only can it affect your confidence, but it can also affect the way that you work on future projects. When a customer tells you the words that you don't want to hear, you have to try to pull yourself together and

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Your Wounds
Time doesn’t heal wounds to make you forget.   It doesn’t heal wounds to erase the memories.   Time leaves you with a scar to remind you of how you fought through it.   Time leaves you with a scar to remind you of how you bled   and how you survived. You survived.