EPFO Interest Update 2026: Big Relief for PF Account Holders as Interest Credit Begins Soon; New System to Speed Up Transfers

There is welcome news for crores of salaried employees across India. The Employees' Provident Fund Organisation (EPFO) is set to begin crediting 8.25% interest for the financial year 2025-26 into the Provident Fund (PF) accounts of nearly 8 crore subscribers. With the Ministry of Finance approving the interest rate, the transfer process is expected to start soon.

Adding to the relief, EPFO has upgraded its digital infrastructure, allowing PF interest to be credited much faster than in previous years.

EPFO to Credit 8.25% Interest Soon

The EPFO's Central Board of Trustees (CBT) approved an 8.25% interest rate for FY 2025-26 in March, and the Ministry of Finance has now given its final approval. Following the clearance, EPFO has instructed all regional offices to begin the process of crediting interest into subscribers' PF accounts.

This move will benefit nearly 8 crore EPFO members across the country.

Why Will Interest Be Credited Faster This Year?

In previous years, PF subscribers often had to wait several months for interest to reflect in their accounts. However, EPFO has recently completed a major software upgrade and database integration exercise.

The upgraded system is expected to:

Speed up interest credit processing

Reduce delays in account updates

Improve overall digital services for PF members

Make PF transactions more efficient and transparent

How to Check Your PF Balance

Subscribers can easily check whether the interest has been credited using any of these methods:

1. Missed Call Service

Give a missed call to 9966044425 from your registered mobile number.

After two rings, the call disconnects automatically.

Your PF balance details will be sent via SMS.

2. SMS Service

Type EPFOHO UAN ENG

Send it to 7738299899

You will receive your PF account details via SMS.

3. UMANG App

Open the UMANG app.

Search for EPFO.

Select Employee Centric Services.

Click View Passbook.

Log in using your UAN and OTP to check the updated balance.

4. EPFO e-Sewa Portal

Visit the EPFO e-Sewa Passbook portal.

Log in using your UAN, password, and captcha.

View your updated PF passbook and account balance online.

What This Means for PF Subscribers

The faster credit of PF interest is expected to improve the experience for millions of salaried employees. With the upgraded digital platform, members can expect quicker updates, faster transactions, and easier access to their retirement savings.

If your PF account is active, keep checking your balance over the coming days, as the 8.25% annual interest may soon be reflected in your account.