Do not panic when money is transferred to the wrong account, know how to get your money back


Posted on 11th Sep 2020 03:10 pm by rohit kumar

In the digital age, every work is being done online. Banking, payment, booking, shopping, ration, milk, and even fruit vegetables are being found online nowadays. At the same time, the trend of online has increased due to the Coronavirus. Nowadays people are avoiding going to the bank. Most payments and money transfers are being done online. If you want to send money to someone you know or a family member, then you transfer money online. This saves time and keeps you safe as well. But sometimes we make a hasty mistake while making payment. In this case, the money gets transferred to the wrong account. You get nervous and do not understand how your money will come back or not. If this has ever happened to you, then today we are telling you what you should do in such a situation.

 

 

 

Many such incidents have come to light in the last few times, in which the money was transferred to an incorrect account. Many people have become victims of online fraud. Many people have come to the bank as fake calls and details have been demanded. Even by giving missed calls, money has been blown out of many people's accounts. During the Corona epidemic, such incidents are increasing rapidly.

 

 

 

If your money has gone into another person's account by mistake then you have to inform the bank first. The bank will check your given information whether your money has been transferred to another account by mistake or if someone has withdrawn money incorrectly. After a full investigation, you will be given full money from the bank, but for this, you will have to fulfill certain conditions.

 

 

 

What to do when you withdraw money from your account?

 

 

First of all, you have to stop your ATM card number and Internet banking service.

 

Complain about the whole matter with the police. A copy of the FIR has to be submitted to the bank.

 

The bank will check your withdrawn money based on the FIR

If there is some kind of fraud with you, you will get full money back.

 

What to do if money is transferred to the wrong account?

 

If you have accidentally transferred money to another person's account, first go to your bank and find out which person you have transferred the money to.

 

Now go to the bank of the person whose money has been transferred to your account.

 

You can get money if you give proof of money transfer by mistake.

 

According to the Reserve Bank, if money is withdrawn without your permission, then you will have to inform the bank about this incident within three days.

 

By doing this you can save money. The bank will send the money back to your account.

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