RBI has released a report on the spending of Indians abroad. It has been revealed that in the first 9 months of 2022-23, a total of Rs 81,508 crore was spent traveling abroad. Sent. This amount is 44% more than all the 12 months of 2021-22. The important thing is that this amount is also 107% more than the pre-Covid level, i.e. 2019.
The second shocking thing in the RBI report is that the money sent for studies abroad has decreased by 50% in just one year. 28% fewer remittances were also sent as compared to the pre-covid level. This does not mean that the number of students going abroad has decreased or the cost of their education has decreased. Rather, most of the students had to return to India due to Corona.
According to experts, there are problems in getting a visa for studies in developed countries. Due to rising inflation and interest rates, the prospects of jobs in developed countries have also decreased from the pre-covid level, hence the interest of students has decreased.
Education loan at new heights
According to an answer given by the central government in the Lok Sabha, the education loan in 2021-22 increased by 68.2% to 7,576 crores on an annual basis. 4,503 crore a year ago. Was. Also, the share of loans for studies abroad in the education loan portfolio of banks has reached 50%. It was just 26% last year.
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