Happy International Women's Day 2022: There is a need to change thinking in financial matters so that women can take big economic decisions

Since childhood, in my own home, in relatives' places, and the neighborhood, I have seen the women of the house managing the expenses. By depositing one rupee, ten rupees, I have also seen them buy big things for the house. Usually, these savings made by women in our Indian middle-class homes prove to be very useful when the time comes. Similarly, from running the household expenses to buying from the market, women manage the finances very carefully, economically, and accurately. Despite this, when it comes to handling the finance department in the job, they are sidelined.

In today's era when women are doing all the work very well. This difference is sharp. And now that our finance minister is the only woman who is handling the finances of the whole country. Then the need for women to think about this situation increases even more. I have often felt that before giving women the roles of the cashier, finance, or similar, there is a hesitation that women will be able to do this risky job, isn't it?

The work was not easy. The slightest manipulation of the data makes it difficult. But it is not that women cannot do it. The problem is that even women themselves are reluctant to take this risk. Because in most cases, since childhood, their upbringing is such that they think that if there is something wrong with us?

This thinking is the same as it is about the breakdown of some valuables and this is the biggest obstacle in the way of women moving forward. What if before doing any work you have doubts that it has gone bad? So there will be trouble in moving forward.

It is necessary to think here that boys do not come by birth by learning things. Education is no different for them either. But their habit of taking risks pushes them forward. So if on one hand, people have to change this thinking and entrust the responsibility of matters related to finance to women, on the other hand, women will also have to learn to take risks by increasing their self-confidence.

When I decided to do MBA in finance, the people of the house encouraged me but some people also gave me such advice. "Hey, do it in HR, girls have the best department" or "You have to take a degree, do it with correspondence!" When I reached college, I found that there is not much difference in thinking here too. Therefore, among the many boys, the number of girls studying finance was not even a handful. Today I have been working in this field for more than 17 years. Although still the number of girls is not much I have seen a big change. That is, increasing the freedom of girls and women to make financial decisions.

Today, not only do a large number of employed girls come to us for home and car loans alone, but they also come after doing complete research. They have complete information about how to take which loan and how it will be beneficial. The most important thing is that in most cases, girls pay EMIs on time, repay the loan quickly and all their documents are always complete. Not only this, they have good knowledge of mutual funds to other investment instruments. This change feels good.

There is also one thing that even after marriage, people think about the responsibility of the family that women will no longer be able to handle the responsibility properly and they are either given less responsible work or they leave the job. Wherein we still have girls brought up with the idea that their degrees are meant to add weight to their marital resume. That's why girls themselves leave their jobs after marriage. This is the reason why fewer girls can reach higher positions. If the family shares the responsibilities, then everything can be easily managed and girls can also make a career with full focus.