PF Balance Check: 4 Easy Ways to View Your EPF Amount Online, SMS & UMANG App
For millions of salaried employees in India, the Employees’ Provident Fund (EPF) serves as one of the most important long-term financial savings tools. Whether you work in the government sector or a private company, regularly checking your PF balance is essential for tracking your retirement savings and ensuring that your employer is depositing contributions on time.
For the financial year 2025–26, the Employees’ Provident Fund Organisation (EPFO) is offering an annual interest rate of 8.25% on PF deposits, making EPF one of the most secure savings options for employees.
However, many subscribers still do not know the correct methods to check their PF balance online or offline. Here are four easy ways to check your EPF balance quickly.
1. Check PF Balance Through the EPFO Website
One of the easiest methods to view your PF balance is through the official EPFO Website
.
Steps to Check PF Balance Online
Visit the official EPFO portal
Click on “Our Services”
Select “For Employees”
Click on “Member Passbook”
Enter your 12-digit UAN and password
Selct your Member ID
After logging in successfully, your complete PF passbook and account balance will appear on the screen.
This method allows users to view:
Employee contribution
Employer contribution
Interest earned
Total PF balance
2. Check PF Balance Using the UMANG App
The UMANG app also provides quick access to EPF services.
How to Check PF Balance on UMANG
Download and open the UMANG App
Log in to your account
Go to “All Services”
Search for “EPFO”
Select “Employee Centric Services”
Click on “View Passbook”
Enter your UAN number
Complete OTP verification
Once verified, your PF balance and contribution details will be displayed instantly.
The UMANG app is especially useful for users who prefer accessing services directly from their smartphones.
3. Check PF Balance Through SMS
EPFO also allows members to check their PF balance without internet access.
SMS Format for PF Balance
Send the following message from your registered mobile number:
EPFOHO UAN LAN
Send it to:
7738299899
Example
For English: EPFOHO 123456789012 ENG
For Hindi: EPFOHO 123456789012 HIN
Here:
Replace “UAN” with your 12-digit UAN number
Replace “LAN” with your preferred language code
After sending the SMS, you will receive your PF balance details via text message.
Important Conditions
UAN must be activated
Aadhaar, PAN, and bank KYC should be completed
Mobile number must be linked with UAN
4. Check PF Balance Through Missed Call
If you do not want to use the internet, app, or SMS service, you can simply give a missed call.
Missed Call Number for PF Balance
Dial:
9966044425
The call disconnects automatically after two rings.
Within a few seconds, you will receive an SMS containing:
Total PF balance
Last contribution amount
Important Requirement
The missed call must be made from the mobile number registered with your UAN account.
Why Is Your PF Balance Not Showing?
Many EPFO users complain that their PF amount does not appear even after trying multiple methods.
There can be several reasons behind this issue.
Common Reasons Why PF Balance Is Not Visible
UAN Not Activated
If your Universal Account Number (UAN) is not activated, you may not be able to access your passbook.
eKYC Not Completed
If Aadhaar, PAN, or bank account details are incomplete or not verified, EPFO services may not function properly.
Member ID Not Seeded
Sometimes the system displays “Member ID not seeded,” which prevents passbook access.
Technical Updates or Server Issues
EPFO portals occasionally undergo maintenance or technical upgrades, causing temporary service disruptions.
Employer Contribution Delay
If your employer has not deposited recent contributions yet, the updated balance may not appear immediately.
Benefits of Regularly Checking PF Balance
Monitoring your PF account regularly helps employees:
Verify monthly employer contributions
Track retirement savings growth
Detect errors early
Ensure KYC details are updated
Plan long-term finances better
Financial experts recommend checking your EPF passbook at least once every few months.
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